Founder, SEMOA Group

Edem ADJAMAGBO

A fintech entrepreneur and founder of SEMOA Group, he builds digital payment solutions that are transforming the relationship between banks, telecom operators and customers in West Africa. With SEMOA, he has launched innovations such as WhatsApp Banking, CashPay and the Voucher Management System (VMS), enabling banks and institutions to offer financial services through the most accessible digital channels (WhatsApp, mobile, prepaid cards), secure transactions, streamline the customer experience, strengthen financial inclusion and accelerate the digitalisation of payments. As Vice-President for Public Relations at TogoTech, he is also committed to structuring and promoting the Togolese tech ecosystem, building bridges between startups, investors and institutions. Winner of several international awards (Startup of the Year Africa, Diaspora Entrepreneur and more), he firmly believes that Africa must write its own story of financial and digital innovation.